From the category archives:

Home Loans

  Click ‘Play’ to hear me summarize proposed FHA loan program changes in 2010.
A few years ago FHA loans made up only around 3 percent of the home loan market. Now they make up closer to 50 percent, due to their lower down payment requirements (3.5.%) and less stringent qualification standards, combined with the virtual disappearance [...]

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Are you thinking about refinancing your existing home mortgage?  If so, there’s a handy guide to home loan refinancing from the Federal Reserve Board that covers some important topics, such as:

Comparing home loan refinance options
Understanding ‘no cost’ refinances
Calculating when you will recoup the expense of refinancing your mortgage
Home mortgage prepayment penalties

There’s also a glossary of [...]

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